Credit Analyst
Credit/Collection Clerk
Montvale, New Jersey
Temp-To-Hire
Our client, an international consumer products company, seeks a Credit Analyst on a temp-to-hire basis. This person will be responsible for reviewing and updating new and existing customer credit files, requiring analytical, quantitative and technical skills. Major roles include:* Release orders based on credit availability
* Analyze financial statements in conjunction with credit risk analysis
* Determine overall credit worthiness
* Implement credit-related policies as appropriate
Credit Analyst Responsibilities
- Handle portfolio of assigned accounts
- Gather and analyze credit and/or other data to determine impact on business operations, as appropriate
- Make recommendations for credit limits based on availability of credit insurance, payment history, trade references, third party sources, and other credit tools, as applicable
- Evaluate and implement internal and external credit scoring models using both traditional and other predictive technologies
- Participate in and contribute to projects to develop recommendations for credit policy, credit/data support systems and provide revenue, cost, delinquency, and loss forecasts
- Interface with customers and other departments to develop strategies to prevent problems and develop solutions to correct existing problems
Collections Responsibilities
- Handle weekly collections emails to accounts (based on aging report)
- Regularly reviews the status of past-due accounts and makes a decision on collection efforts in order to minimize risk
- Generates various receivable reports utilizing variants and databases which identify high exposure and or problem accounts
- Must have basic knowledge and understanding of financial statements
- Strong organizational, analytical, problem-solving, verbal and written communication skills
- Intermediate with Excel (Vlookups, Pivot Tables)
Hours: 9:00 am - 5:00 pm